Fleet Finance
Whether you run two vans or fifty vehicles, Anglo Scottish Finance helps UK businesses fund their fleet without tying up working capital. We work with a wide panel of lenders to find the right deal for your business — fast decisions, competitive rates, and a dedicated account manager who knows commercial vehicles.
Why finance your fleet with Anglo Scottish?
- Access to a panel of 30+ specialist lenders — we find the best fit for your business
- Decisions in as little as 24 hours
- Finance for new and used vehicles, including HGVs, vans, cars and electric vehicles
- Flexible terms from 12 to 60 months
- No large upfront capital outlay — keep cash in the business
- Dedicated account manager throughout
- We finance single vehicles through to full fleet replacements
Finance options for your fleet
We offer a range of finance structures depending on how you want to own and manage your vehicles:
Hire purchase (HP)
Make fixed monthly payments and own the vehicle outright at the end of the agreement. A popular choice for businesses that want long-term ownership with the cost spread over time.
Finance lease
Use the vehicle for an agreed term and make fixed monthly payments. At the end, you can extend the lease, return the vehicle, or sell it and keep a share of the proceeds. A tax-efficient option for many businesses.
Operating lease / contract hire
A fully-managed solution where you hand the vehicle back at the end of the term with no residual value risk. Maintenance packages can be included, making it ideal for businesses that want predictable monthly costs.
Sale and leaseback
Already own your vehicles outright? Release the capital tied up in them through a sale and leaseback arrangement, then continue using them under a finance lease.
Need help? Call us on 0191 410 4776
Who do we fund?
We work with UK limited companies, sole traders and partnerships across a wide range of sectors. Whether you’re a sole trader needing a single van or an SME replacing an entire fleet, we can help.
Sectors we regularly work with include:
- Logistics and haulage
- Construction and plant hire
- Transport and private hire
- Facilities management and cleaning
- Retail and food distribution
- Professional services
Cars, vans or HGVs — we fund them all
Our fleet finance covers every vehicle type your business might need:
Business car finance
Finance company cars for directors, sales teams or employees. We cover everything from everyday fleet cars to premium models — with options that can align to your business car policy and tax position.
Electric vehicle fleet finance
Looking to transition your fleet to electric? We finance EVs and hybrids from all major manufacturers and can help you understand the BIK and tax implications of switching
Van and LCV finance
From single-transit vans to large LCV fleets, we fund all makes and models including Mercedes Sprinter, Ford Transit, VW Crafter, Peugeot Boxer and more. New and used vehicles considered.
HGV and truck finance
Specialist funding for heavy goods vehicles including tractor units, curtainsiders, tippers, and flatbeds. We work with operators of all sizes and can structure deals around your haulage business.
Frequently asked questions
Can I finance a mixed fleet of cars and vans?
Yes. We can structure deals across multiple vehicle types and, where appropriate, package them under a single facility to simplify your monthly payments and renewal schedule.
Do you fund used vehicles?
Yes — we finance both new and used vehicles. Used vehicles are considered subject to age and mileage, and we work with dealers and private sellers.
How quickly can you give a decision?
In most cases we can provide a credit decision within 24 hours. For larger or more complex fleet requirements, we’ll give you a clear timeline upfront.
What information will you need from us?
For most applications we’ll need basic business details, the vehicle(s) you’re looking to finance, and recent financial information. For established businesses with a strong trading history, the process is straightforward.
Get a fleet finance quote
Talk to one of our fleet finance specialists today. We’ll take the time to understand your requirements and come back with competitive options from across our lender panel.
Call us, use our online form, or email your requirements — whichever works best for you.
Contact our team today.
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