Why choose Anglo Scottish Finance?
As a trusted broker with over 30 years of experience, Anglo Scottish is the perfect asset finance partner for businesses looking to grow sustainably and manage their cash flow.
- Low APR %
- Manual underwriting.
- 24 – 48hr approval time on average
- Reliable customer service
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Call us on 0191 410 4776Grow your business
In today’s business landscape, asset finance is a great way to help your company grow, enabling access to vital resources without compromising on cash flow.
Spreading the cost of equipment, machinery, vehicles or office equipment can help facilitate further growth without a substantial initial outlay – ideal for start-ups or businesses with limited working capital.
When investment is necessary but funding is difficult, asset finance can be the perfect solution. In order to secure the right asset finance arrangement for your specific circumstances, you’ll need an experienced broker to guide you through. That’s where Anglo Scottish comes in.
Contact us to discuss your requirements.
Start my QuoteChoosing the right asset finance solution
Choosing the right asset finance solution can be challenging. There is a plethora of different options available, so it’s crucial to choose a solution which aligns with your company’s specific needs and growth goals.
Flexible agreements, which incorporate refinancing or contract hire, as well as other specific terms and conditions, may be worth exploring.
At Anglo Scottish, we offer a number of different asset finance agreements:
Hire Purchase
Hire purchase is a type of finance which allows your business to spread the cost of a vehicle or asset.
Operating Lease
An operating lease is an agreement which allows your business to use an asset for a fixed period without actually owning it.
Contract Hire
Contract hire is a popular way of financing cars and light commercial vehicles.
Vendor Finance
A division of asset finance which is tailored to businesses which sell vehicles, machinery, and equipment to other businesses.
Finance Lease
A finance lease is similar to an operating lease in that you can use and benefit from an asset without ownership.
Understanding asset finance
Asset finance, or asset-based lending, refers to a finance agreement by which a business or individual spreads the cost of an asset over a pre-agreed period of time.
It offers a more flexible funding solution to facilitate business growth, and can be used to fund both new and used assets. Asset finance is therefore particularly helpful for start-ups, where working capi…
Read MoreThe power of asset-based lending
In most cases, asset finance is a more flexible option for a business to explore than a traditional bank loan, particularly if your finance is secured via a reliable broker.
Third-party lenders are likely to have more varied lending criteria, meaning an application for asset finance may be more likely to be accepted than an application for a bank loan.
With asset f…
Read MoreFinding the ideal asset finance company
Due to the range of different forms of asset finance – and the importance of selecting an arrangement which is well-suited to your business – it’s key to choose the right broker to guide you through the process.
At Anglo Scottish, we have a uniquely varied portfolio of over 70 funders, allowing us to provide a wide range of funding options.
And, we adh…
Read MoreReady to start your asset finance quote?
Case Studies
Our news section highlights real-world case studies, showcasing how our financial solutions support businesses in areas like fleet management and asset financing.
FAQs
Asset finance is hugely helpful for businesses with limited working capital to invest in machinery or equipment they need to grow. By spreading the cost of the purchase, rather than buying outright, the company’s cash flow is less significantly affected.
With an asset finance agreement, any guarantees are made against the asset itself.
Hire purchase is commonly used for financing new or used vehicles, though it can be used to finance a wide range of assets. It is typically used for assets with a substantial upfront cost.
A lease is a form of asset finance, though it is just one of the many forms of asset-based lending we provide at Anglo Scottish. Contact us for more information if you’re unsure whether a lease is right for you.
Refutable asset finance companies and brokers are regulated. You should always opt for a company that is regulated by the FCA (Financial Conduct Authority). We are a licensed credit broker authorised and regulated by the Financial Conduct Authority FRN 629574.
Simply, an on-balance sheet item is recorded on the company’s balance sheet. This means they are considered to either an asset or a liability of the company, and can affect your business’s financial outlook.
If you want to own the asset at the end of the given payment period, it will be considered an on-balance sheet asset. Otherwise, if you’re just loaning the item for a given period of time before returning it, it will not appear on your company’s balance sheet.
Contact us
Still unsure about whether asset finance is right for you and your business?
Begin a quote with us, or contact our team via email at enquiries@angloscottish.co.uk or via phone on 0191 410 4776.