How Can Anglo Scottish Help?
Pick-up trucks have become increasingly popular in the UK for business users and private buyers alike, and it’s easy to see why.
A hard-working commercial vehicle that doubles as family transport is a winning combination for many, especially as they can be upgraded with top-spec technology and luxury fittings.
So, whether you are looking to transport heavy equipment or precious loads, a pick-up truck could be a great option, and we can help you secure excellent truck financing options to secure your perfect vehicle.
Need help? Call us on 0191 410 4776
Pick-up Truck Finance – Commercial Options
LEASE PURCHASE
Lease Purchase is a flexible agreement for customers who are seeking manageable monthly repayments.
Monthly payments are calculated based on a fixed contract term with an anticipated mileage and predicted vehicle value at the end of the contract. At the end of the payment period, your customer can either buy the vehicle by paying the residual value, sell the vehicle and settle the residual amount or return it.
HIRE PURCHASE
Hire Purchase is a simple way to finance buying a new or used vehicle. You (usually) pay an initial deposit, followed by monthly instalments until the value of the vehicle is repaid, at which point ownership is transferred to you.
FINANCE LEASE
Finance Lease is a flexible long-term rental agreement that allows you to make use of the commercial vehicle without the risks of ownership. There are two types of Finance Lease agreements – ‘balloon’ repayment and full payout.
Pick-up Truck Finance – Private Options
HIRE PURCHASE
A flexible simple finance solution that splits the cost into fixed monthly payments with ownership of the vehicle transferring to you at the end of the agreement.
CONTRACT HIRE
A popular form of company vehicle funding and growing as a form of personal leasing, this can be an option for pick-up trucks, it’s effectively a form of long-term rental.
PERSONAL CONTRACT PURCHASE (PCP)
A small deposit followed by fixed monthly payments. At the end of the contract, you can either return the vehicle or pay off a balloon payment to keep it.
LEASE PURCHASE
Or Conditional Sale is a great option if you want to own the vehicle at the end of the agreement. You usually pay a cash deposit, or part exchange your old vehicle, then pay fixed monthly instalments over an agreed period. There are no mileage restrictions, servicing requirements, or additional charges, and the car ownership is transferred at the end of the agreement, with no option to hand the car back.
HOW IT WORKS
Talk
TALK TO ONE OF OUR EXPERTS
If you’re looking for a new vehicle, contact one of our experts to talk through our truck financing options. We’ll take some information from you and start looking for a suitable deal.
Get Approved
GET APPROVED IN PRINCIPLE
Using the details, you have provided we’ll compare deals from our panel of lenders to find the perfect deal for you and have the agreement approved in principle.
Choose
CHOOSE YOUR VEHICLE
With your finance in place, you can choose your new vehicle with confidence. If necessary, we can also help find the specific van you want with our vehicle sourcing team.
Paperwork
WE’LL HANDLE THE PAPERWORK
Once you’ve chosen your new car we’ll work with the lender and the dealership to make sure everything runs smoothly, and the payment is made.
New Truck
PUT YOUR NEW TRUCK TO WORK
On receipt of your new vehicle, we’ll do a final check to make sure everything is as expected, and you’re 100% happy with your purchase.