The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted in the vehicle finance market regarding Discretionary Commissions. We want to inform our customers that Anglo Scottish Asset Finance acts as a broker, not a lender, and if you believe you have been impacted by this issue, please contact your car finance lender. For further information, please click here

The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted

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Commercial lending

Helping you fast-track your business growth with a range of lending solutions from small business loans to start up business loans.

Businesses of all sizes and ages can benefit from an injection of business finance, in fact, a perfectly timed boost of additional finance into your business can be highly beneficial.

Whether you’re running an existing business and hoping to expand, refinance existing debt, or purchase a new service. Or perhaps you’re a start-up taking your first few steps into business, we can help you access the most competitive loan rates on the market.

Why use Anglo Scottish?

Banks often have strict lending criteria, making many businesses ineligible for their services. Anglo Scottish on the other hand, works with an extensive range of funders with varying lending criteria, which means that we can find a lending solution that genuinely matches a business’s requirement.

We help businesses with a wide variety of funding profiles, including start-ups and established businesses, businesses with adverse credit histories and those who have been affected by unfavourable market conditions.

Contact us to learn more and start your application.

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Need help? Call us on 0191 410 4776

Benefits of a business loan

Business loans can offer businesses several benefits, such as:

  • Boost your cash flow
  • Pay business expenses
  • Help with payroll
  • Manage uncertainty
  • Grow your business
  • Cover revenue gaps
  • Purchase new services or equipment

Types of commercial lending

A commercial loan is the simplest form of commercial lending. You decide on an amount, agree a repayment period and the interest rate and fees.

There are two types of commercial loans

  • Secured 
  • Or unsecured loans. 

Secured loans usually have lower costs because the lender is taking a lower risk, but you need to have assets to use as security, such as commercial property, vehicles, and machinery. 

Unsecured loans are useful for companies that don’t have enough assets to get a secured loan.

Who can apply for a commercial loan?

Almost any business can apply for a commercial loan, no matter how big or how small. Typically, your business will need to be VAT registered and ideally, you should have at least two years of filed accounts, although some commercial lenders are happy to provide loans to small businesses with less than two years’ trading history.

How to apply for a commercial loan

At Anglo Scottish, we have an experienced team of finance specialists who can help you navigate through the process of applying for a commercial loan and find the right deal for your organisation. Simply get in contact with us and tell us about yourself and your business, and we’ll identify the best commercial lending solution for your needs and make the application to our funders on your behalf.



asset how it works_1 decide

Identify your requirements

Based on your business needs, decide which commercial lending options your business requires.


asset how it works_2 talk

Talk to one of our experts

Talk to one of our experts and tell us about your requirements, yourself, and your business. We may request some supporting documents from you at this point.


car-finance how it works_4 paperwork

We’ll handle the application

Once you’ve decided on the commercial finance solution that’s right for you, we’ll handle the application.


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Get approved

We will reach out to a panel of lenders on your behalf to gain approval for the finance you require.


asset how it works_5 final checks

Receive your funds

You put the funds to work and start growing your business.


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You Can Finance That? The Weirdest Assets Funded Over The Years.

It might surprise you, but asset finance isn’t all diggers and tractors, although we do finance a lot of them. We can actually finance almost anything (within reason), and in the past 17 years, we’ve certainly seen our fair share of odd assets.