Car Finance - Anglo Scottish Finance

Personal Car Finance

Car Finance made easy

At Anglo Scottish, we offer competitive rates on both new and used cars, so whether you’re looking for a practical family car, a “hot hatch”, or a reliable SUV, we can help.

We believe that car finance should be simple, which is why we take care of everything. Our team are experts in finance and have decades of experience funding all sorts of vehicles. With access to the most competitive rates from our panel of lenders, we can quickly find the best deal that works for you.

Loan Details…

£
years

Interest Payable (Representative APR 7.4%)

Total Amount Payable

Monthly Payments of

*Please note this quote is an indicative quote and is not final.


Consent
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Need help? Call us on 0191 410 4776

Rates from 7.4% APR: the exact rate you will be offered will be based on your circumstances, subject to status, and affordability.

Representative example: borrowing £ £40,000. over 5 years with a representative APR of 7.4%, an annual interest rate of 7.4% (Fixed) and a deposit of £0.00, the amount payable would be £794.94 per month (with a final payment of £804.94), with a total cost of credit of £ £7,706.40 and a total amount payable of £ £47,706.40.

We are a Credit Broker and not a Lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor; we will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you.
Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders.
We do not charge a fee for our services. Whichever lender we introduce you to, we will typically receive a commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement.

HOW IT WORKS

Five steps to easy vehicle finance. Find out how we get you behind the wheel of your dream vehicle below.

Contact Us

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TALK TO ONE OF OUR EXPERTS

If you’re looking for a new vehicle, contact one of our experts to talk through your options. We’ll take some information from you and start looking for a suitable deal.

Approval

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GET APPROVED IN PRINCIPLE

Using the details, you have provided we’ll compare deals from our panel of lenders to find the perfect deal for you and have the agreement approved in principle.

Choose Vehicle

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CHOOSE YOUR VEHICLE

With your finance in place, you can choose your new vehicle with confidence. If necessary, we can also help find the specific car you want with our vehicle sourcing team.

Paperwork

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WE’LL HANDLE THE PAPERWORK

Once you’ve chosen your new car we’ll work with the lender and the dealership to make sure everything runs smoothly, and the payment is made.

Drive

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YOU ENJOY YOUR NEW CAR

On receipt of your new vehicle, we’ll do a final check to make sure everything is as expected, and you’re 100% happy with your purchase.

Personal Car Finance options 

We can offer several options to suit your needs:

HIRE PURCHASE 

A flexible prestige car finance solution where the value of the loan is secured against the car. With fixed monthly payments, you’ll own the vehicle at the end of the agreement.

PERSONAL CONTRACT PURCHASE (PCP) 

Personal Contract purchase loans are secured against the value of the car. You’ll pay a small deposit followed by fixed monthly payments. You won’t own the car at the end of the contract, instead, you will be given the option to either return the vehicle or pay off a balloon payment to keep it.

LEASE PURCHASE 

Or Conditional Sale is a great option if you want to own the vehicle at the end of the agreement. Buyers usually pay a cash deposit, or part exchange their old vehicle, then pay fixed monthly instalments over an agreed period. There are no mileage restrictions, servicing requirements, or additional charges, and the car ownership is transferred at the end of the agreement, with no option to hand the car back.

CONTRACT HIRE 

A popular form of company vehicle funding and growing as a form of personal leasing, it’s effectively a form of long-term rental with fixed monthly payments and a pre-determined mileage. Full ownership remains with the leasing company, and at the end of the contract you hand the car back.

REFINANCING

Refinancing is the process of taking out a new finance agreement to pay off any outstanding balance on a car finance agreement. There are 2 types of refinancing available, you can refinance the whole agreement, or take balloon finance. This is a great option if your circumstances have changed, or you wish to keep your vehicle at the end of a PCP agreement.

CASE STUDIES

Anglo Scottish helps Rapid Retail increase contract value ten-fold

Anglo Scottish Asset Finance has secured finance in excess of £500,000, to allow Europe’s leading modular retail rental specialist, Rapid Retail, to gain contracts with a number of well-known brands.

What is Business Contract Hire?

Discover what Business contract hire is and how it can benefit your business.

Levels Above Change Direction With Help From Anglo Scottish

Levels Above pivoted its offering, mid-pandemic, with the assistance of Anglo Scottish who helped the company gain £160,000 in finance resulting in an increase in its profit margin, from 25% to 75%.