The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted in the vehicle finance market regarding Discretionary Commissions. We want to inform our customers that Anglo Scottish Asset Finance acts as a broker, not a lender, and if you believe you have been impacted by this issue, please contact your car finance lender. For further information, please click here

The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted

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Vehicle Finance 

We provide vehicle finance solutions to individuals and businesses – whether it’s car finance, van finance, or motorhome finance.  As experts in the automotive finance sector, we’re committed to providing you with vehicle finance that works with your current financial situation.

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Vehicle finance term for a range of options that allow you or your business to borrow the money you need to buy a new or second-hand vehicle – or lease it for a period of time, paying regular instalments until the agreement is complete.

There are several different types of vehicle finance available both individuals and business users.

Loan Details…


Interest Payable (Representative APR 8.9%)

Total Amount Payable

Monthly Payments of

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Need help? Call us on 0191 410 4776

Rates from 8.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status, and affordability.

Representative example: borrowing £ £40,000. over 5 years with a representative APR of 8.9%, an annual interest rate of 8.9% (Fixed) and a deposit of £0.00, the amount payable would be £821.55 per month (with a final payment of £831.55), with a total cost of credit of £9,293.00 and a total amount payable of £49,303.00

We are a Credit Broker and not a Lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor; we will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you.

Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders.
We do not charge a fee for our services. Whichever lender we introduce you to, we will typically receive a commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement.

Car Finance

At Anglo Scottish, we offer competitive rates on both new and used cars, so whether you’re looking for a practical family car, a “hot hatch”, or a reliable SUV, we can help with car finance options.

Van Finance

Whether you’re looking for a van, truck, lorry, or HGV, we can help. As experts in the automotive finance sector, we’re committed to providing you with the right van finance solution that works for your current financial situation.

Truck Finance

Whether you are looking to transport heavy equipment or precious loads, a pick-up truck could be a great option, and we can help you secure excellent truck finance deals to secure your perfect vehicle.

Motorcycle Finance

Whether you’re looking to beat the traffic on your morning commute, tear around racecourse on track days, or explore the countryside on a touring bike, we can help with our motorcycle finance options.

Electric Car Finance

Electric cars are quickly becoming a popular choice for drivers concerned about their impact on the environment and with the UK Government bringing forward their ban on new petrol, diesel, and hybrid cars to 2030, interest in electric vehicles will only increase.

Caravan & Motorhome Finance

Whether you’re looking to fund a caravan, campervan, motor home, or even a luxury lodge, we can help with convenient caravan and motorhome finance.


Can’t see your brand? We can still finance it.


Personal Contract purchase loans are secured against the value of the car. You’ll pay a small deposit followed by fixed monthly payments. You won’t own the car at the end of the contract, instead, you will be given the option to either return the vehicle or pay off a balloon payment to keep it.


A flexible prestige car finance solution where the value of the loan is secured against the car. With fixed monthly payments, you’ll own the vehicle at the end of the agreement.

Hire Purchase is a way to finance buying a new or used vehicle. You (usually) pay an initial deposit, followed by monthly instalments until the value of the vehicle is repaid, at which point ownership is transferred to you.


Lease Purchase is a flexible agreement for customers who are seeking manageable monthly repayments. 

Monthly payments are calculated based on a fixed contract term with an anticipated mileage and predicted vehicle value at the end of the contract. At the end of the payment period, you can either buy the vehicle by paying the residual value, sell the vehicle and settle the residual amount or return it. 


Finance Lease is a flexible long-term rental agreement that allows you to make use of the commercial vehicle without the risks of ownership. There are two types of Finance Lease agreements – ‘balloon’ repayment and full payout. 

The ‘Balloon’ repayment option allows you to defer a proportion of the vehicle’s value until the end of the agreement, leaving them with lower monthly rental repayments, whereas a Full payout is when you spread the amount financed equally over the term.


Refinancing is the process of taking out a new finance agreement to pay off any outstanding balance on a car finance agreement. There are 2 types of refinancing available, you can refinance the whole agreement, or take balloon finance. This is a great option if your circumstances have changed, or you wish to keep your vehicle at the end of a PCP agreement.


Maximising Asset Finance for Transport Businesses

Discover how asset finance can turbocharge growth and efficiency in your transport business, ensuring a smoother ride towards financial stability.

Driving Change: The Evolution of Electric Car Charging Infrastructure

Explore how the landscape of electric vehicle charging stations is rapidly transforming, paving the way for a greener future on the roads.

You Can Finance That? The Weirdest Assets Funded Over The Years.

It might surprise you, but asset finance isn’t all diggers and tractors, although we do finance a lot of them. We can actually finance almost anything (within reason), and in the past 17 years, we’ve certainly seen our fair share of odd assets.

From Range Rovers to Rotavators We finance 99% of requests. We can finance it.

Call 0191 410 4776Us