The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted in the vehicle finance market regarding Discretionary Commissions. We want to inform our customers that Anglo Scottish Asset Finance acts as a broker, not a lender, and if you believe you have been impacted by this issue, please contact your car finance lender. For further information, please click here

The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted

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Education Finance

Accessing new equipment and services is vital for schools, universities, and academies to provide the best possible experience to their students, and at Anglo Scottish, we want to help you achieve this in the most cost-effective way possible.

We aim to provide you with the best deal available. Suitable for all educational establishments, our educational funding solutions enable you to acquire the latest equipment when you need it, using affordable asset finance.

School and Education Finance Solutions

Funding new school equipment can be a challenge. Year on year schools and colleges look to improve their facilities and innovate while sticking to tight budgets.

With our help, schools and educational establishments can fund a wide range of necessary equipment from computers and laptops, minibusses and temporary classrooms, or even heat pumps and solar panels.

  • Cost Effective
  • Compliant
  • Transparent
  • Sustainable
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Need help? Call us on 0191 410 4776

Suitable for all types of schools or places of learning, our educational funding solutions mean that your students can benefit from the latest equipment, and by leasing your school equipment, you spread the costs, without having to part with a large sum of capital upfront

We help schools to fund a wide range of equipment and support the renewal and maintenance of school estates. This includes, but is not limited to:

  • ICT and AV equipment
  • Minibusses, vans, and commercial vehicles
  • Touch screens
  • Astroturf pitches
  • Temporary buildings
  • Furniture
  • Catering equipment
  • Electric vehicles and tow tractors
  • Gym equipment
  • Cleaning equipment appliances
  • Grounds maintenance equipment
  • Playground and outdoor equipment
  • LED Lighting
  • Robotics
  • CCTV and security equipment
  • Science equipment
  • Solar panels and renewable energy systems

Types of Agreements Available

As Academies implement the IFRS accounting standard, Anglo Scottish will work with you to ensure that you remain compliant. For Local Authority Schools, implementation of the new standard has been delayed by two years. Our Operating Lease solutions will ensure that you too remain compliant.

Operating Lease For Schools

An operating lease is a form of rental agreement through which you the customer can make use of an asset over a fixed period in return for regular rental instalments to the lessor (the finance company).

Operating lease agreements typically have a shorter duration than the working life or “useful economic life” of the equipment, and a school is required to pay only a proportion of the capital value of the equipment over the agreed term.  This means that any equipment must be in a “sellable” condition and have residual value at the end of the term.

Under an operating lease, the leasing company (“lessor”) retains the risks and rewards of ownership, and it will also retain an investment in the equipment being leased.

It is important to remember, that you will not own the equipment at the end of an operating lease agreement.

Finance Lease

A finance lease is a contract between a lessor (a funder or finance company) and a lessee (your school, academy, or university), where the lessee requires the use of business equipment, vehicles, or machinery. The lessor provides the use of such equipment in exchange for pre-agreed regular payments.

Finance lease agreements usually run for all, or a substantial proportion, of the equipment’s estimated working life. Under a finance lease, the leasing company (“lessor”) transfers all of the risks and rewards of ownership of the equipment to the customer (“lessee”).

You will not own the equipment at the end of the agreement. Leases that do not meet the operating lease criteria will be finance leases.

For further guidance about the types of leasing available, please see the UK Gov good practice guide.

Benefits of working with Anglo Scottish 



asset how it works_1 decide


Decide on the asset you need to help your school or university.


asset how it works_2 talk


Talk to us, our team fully understands your operational and managerial requirements in the education sector.


car-finance how it works_2 approval


We will run through all of your available options and find the right agreement that will meet your needs.



asset how it works_4 sign


Sign your document, once approved we’ll send you your documents to sign. After which we will transfer payment to your asset supplier

Final Checks

asset how it works_5 final checks


We’ll do a final check to make sure everything is running smoothly, and you can start reaping the benefits of your new asset.

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Call 0191 410 4776Us