Business Credit Card

From Capital on Tap.

The business credit card that helps manage your business spending while earning rewards on everyday business expenses.

We’ve partnered with Capital on Tap to provide a business credit card designed to make the lives of small businesses better.

Apply Now

Applying won’t affect your credit score.

  • Uncapped 1% cashback with no annual fee
  • Limits up to £250,000
  • Great rates as low as 13% APR (variable)
  • Up to 56 days interest-free
  • Unlimited free company cards
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Need help? Call us on 0191 410 4776

The Benefits

Travel, Cashback, and Gift Card Rewards

The account comes with uncapped 1% cashback on all card spending with flexible ways to redeem your rewards.

  • Redeem points against your balance, for cash, or for discounted gift cards.
  • Upgrade to Business Rewards to earn bonus points and redeem with Avios.

Easily Manage your Transactions

Manage your Capital on Tap Business Credit Card transactions in Xero, FreeAgent, Freshbooks, and more

  • Easily categorise your expenses for streamlined accounting
  • Your transactions will auto-sync daily – so you can set it and forget it
  • Sync up to 90 days in the past right now

Who Can Apply 

  • Businesses whose turnover is at least £2,000 per month
  • Businesses with no unsatisfied CCJs against either the business or owner in the last 12 months
  • Businesses that are active on Companies House
  • Businesses registered as a private limited company (Ltd) or limited liability partnership (LLP)

Your business will be ineligible if it’s:

  • A charity, trust, fund, or Royal Charter
  • A public limited company (PLC)
  • Dormant, dissolved, or inactive companies
  • A sole trader

There are two plans available:

 

Option 1: Free Rewards – No annual fee

Earn 1% cashback on card spending like bills, operating costs, and general expenses.

Uncapped 1% cashback on card spending

Exclusive offers like savings at Dell, Hertz, Hotels.com, and more

Redeem points against your balance, for cash, or for discounted gift cards

 

Option 2: Business Rewards – £99 per year

Uncapped 1% cashback on card spending

Exclusive offers like savings at Dell, Hertz, Hotels.com, and more

Redeem points against your balance, for cash, or for discounted gift cards

Redeem points for Avios

10,000 bonus points when you spend £5,000 in your first 3 months

It takes less than 5 minutes to open your account

Simply apply and get a decision in less than 5 minutes

Make purchases immediately with your virtual card

Your cards arrive 2 days later

Apply Now

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