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The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted in the vehicle finance market regarding Discretionary Commissions. We want to inform our customers that at the time of the announcement and before, Anglo Scottish Asset Finance acted as a broker, not a lender. We are now a broker and lender. If you believe you have been impacted by this issue, please contact your car finance lender. For further information, please click here

The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted

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Green Tractor in Field

Sectors

At Anglo Scottish Finance, we work with businesses from a vast range of sectors.

Our finance agreements are tailored to your business’s specific needs and goals, as well as to your sector’s specific idiosyncrasies. Whether you’re looking for green finance arrangements to boost your business’s sustainability credentials, plant finance to invest in machinery or office finance to level up your company’s IT equipment, we can help.

Our team of experts will work with you to identify the right funder – and the right finance arrangement – for you.

Contact us to chat with a member of our team or get a quote today.

 

Which sectors do we support with?

Irrespective of your sector, our team of experts, and panel of 140+ funders are on hand to connect you with the right finance agreement for you.

Ground View of Yellow Digger

Plant and Manufacturing Finance

Fund specialist machinery and boost business growth with tailored finance for plant and manufacturing.

Workman in Hi-Vis Hammering a Nail

Construction and Engineering Finance

Support the growth of your construction or engineering business with asset and commercial finance.

Combine Harvester in Field

Agricultural and Farming Finance

Boost productivity at your rural business with commercial and asset finance for farms and farmers.

Windmill and Solar Panels in the Snow

Renewable Energy Finance

Improve your business’s green credentials with renewable energy finance agreements.

IT and technology Finance

IT Equipment Finance

Level up your IT equipment and help streamline your business with dedicated office finance.

Haulage finance

Haulage Finance

Increase your hauling capacity and expand your fleet with haulage finance from Anglo Scottish.

Transport and Private hire finance

Transport and Private Hire Finance

Expand the fleet and grow your business with our transport and private hire finance options.

Medical and healthcare finance

Healthcare and Medical Finance

Need to purchase the latest IT equipment, beds or patient care machines? We can help.

horse box finance

Horsebox Finance

Ensure your equine passengers travel in style with our dedicated horsebox finance arrangements.

Leisure and hospitality finance

Leisure and Hospitality Finance

Expand your kitchen or take your pub to the next level with our leisure finance plans.

School and Education Finance

Support learning activities and get the latest technology with school finance arrangements.

Scaffolding Finance

Scaffolding finance

Support your construction business to grow, take on a wider range of projects, and combat cash flow gaps.

Commercial Furniture Finance (2)

Commercial Furniture Finance

Commercial furniture finance is the perfect way to level up your business’s facilities and grow sustainably whilst maintaining your cash flow.

LED Lighting Finance

LED lighting finance from Anglo-Scottish can help your business switch to energy-saving LED bulbs. Finance your way to a more sustainable business.

Coffee & Vending Machine Finance

Boost team wellbeing and level up your business with coffee machine finance and vending machine finance from Anglo Scottish.

Boardroom Presentation

Office, Telecoms, IT and Technology Finance

Invest in up-to-date equipment and the see the positive affects the right kit can have on your business’s success and profitability.

waste management and recycling

Waste Management and Recycling Finance

Keep your fleet and equipment up-to-date by spreading the cost with asset finance.

What forms of finance do we offer?

Commercial finance

We can connect you with a wide range of forms of commercial finance, depending on your business, your sector, your goals and more.

Our offered forms of commercial finance include:

Mortgages

Whether you’re looking to purchase new property or land, refinance or expand your buildings, we can help you find the best commercial mortgage to meet your requirements.

FX Transactions

With access to alternative solutions to banks and traditional bureaus de change, our team can provide spot conversions and forward contracts to minimise exchange rate fluctuation risks.

secured and unsecured business loans

Lending

Businesses of all sizes and ages can benefit from an injection of business finance, in fact, a perfectly timed boost of additional finance into your business can be highly beneficial.

R&D Tax Credits

R&D tax relief can improve cashflow and free up funds which can be reinvested to purchase assets or support your company’s growth strategy.

Invoice Finance

Invoice finance is a method for raising cash quickly for your business. It can be made available as soon as an invoice is issued and can be used to help grow your business.

Bridging Finance

Bridging loans are short-term, interest-only loans that are usually arranged for up to 18 months (although some lenders offer longer terms).

Cashflow Funding

A cash flow loan is a type of unsecured loan used to help businesses manage their cash flow. The loan is usually reliant on the future cash flows of the company to ensure repayment of the loan.

Trade Finance

Trade finance is, simply put an all-encompassing solution to filling in any gaps between shipping products and getting paid.

Credit score

Business Credit Card

The business credit card that helps manage your business spending while earning rewards on everyday business expenses.

Asset finance

We also offer a number of asset-based lending solutions, to help spread the cost of an asset and aid your business’s cash flow.

These include:

customer finance

Hire purchase

Hire purchase is a type of lease agreement that gives you the option to own the asset at the end of the term. After an initial deposit, the outstanding balance is paid off in monthly instalments.

Contract hire

Also known as car leasing, contract hire is a form of finance agreement whereby the customer hires a vehicle in return for regular monthly payments.

Operating lease

An operating lease is a form of rental agreement through which you the customer can make use of an asset over a fixed period in return for regular rental instalments to the lessor (the finance company).

Finance lease

A finance lease is a contract between a lessor (a funder or finance company) and a lessee (your business), where the lessee requires the use of business equipment, vehicles, or machinery.

Vendor finance

Vendor finance is a division of asset finance specifically tailored to businesses that sell vehicles, machinery, and equipment to other businesses.

Choosing the right finance solution

Choosing the right finance option for you can be a challenge – but thankfully, our expert team are on hand to help. We’ll take everything into account, from your sector, to your business’s growth goals, interest rates and any other terms and conditions that may be important to you.

Whether you’re looking for commercial or asset finance, we’ve got you covered – view our case studies and testimonials below for more information.

CASE STUDIES – real-life examples

Best UK Asset Finance Options for SMEs in 2026 andBeyond

If your business needs new equipment, machinery, vehicles or even software, you'll probably want to finance them, but do you know where to start looking? We take a look at the best options for asset finance.

Recently Financed

We're proud to support many businesses with our mix of asset, commercial and vehicle finance, finding just the right deals to ensure our customer can grow their businesses in a sustainable and profitable way. Here are a few examples of what we have financed recently.

How Does Asset Finance Affect Cash Flow/Balance Sheets?

For many UK SMEs, growth comes with a familiar tension: how do you invest in the machinery, vehicles or technology you need without putting too much pressure on day-to-day cash flow? Paying upfront can drain working capital fast, leaving less room to manage rising costs, seize new opportunities or absorb unexpected market shifts.

Contact Us

Whatever sector you’re in, our team of experts are on hand to support you from the early stages of your finance application right through the process.

 

And, with a unique and varied panel of over 70 funders, you’ve got a better chance of accessing the funding you need compared to a traditional big bank.

Contact our team today, and confirm your perfect finance arrangement today.

Need help? Call us on 0191 410 4776