The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted in the vehicle finance market regarding Discretionary Commissions. We want to inform our customers that Anglo Scottish Asset Finance acts as a broker, not a lender, and if you believe you have been impacted by this issue, please contact your car finance lender. For further information, please click here

The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted

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Commercial Furniture Finance Solutions in the UK

Looking to give your office interior a refresh? Or to reward your staff by taking the break room to the next level?

Whether you’re looking to improve the function of your facility or add an aesthetic benefit to wow customers and clients, furniture is a key part of any interior.

However, furniture can represent a significant outlay, which can compromise your business’s cash flow. In the event of damage to your old furniture, the unexpected expense can have a significant impact on your monthly finances.

That’s where we come in. We offer a range of commercial furniture finance and commercial furniture lease arrangements designed to help spread the cost of your furniture purchase.

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Commercial furniture finance can be a great option for businesses looking to grow and improve in a sustainable manner. However, it’s vital that you partner with a reputable finance company like Anglo Scottish.

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Need help? Call us on 0191 410 4776

What is commercial furniture finance?

Commercial furniture is typically built to stand up to more rigorous demands than residential furniture and is often utilised in a professional or hospitality-focused environment. Commercial furniture items, such as boardroom tables or staff lockers, can have a significant standalone cost.

A dedicated finance plan can help support your business to purchase or lease these necessary furniture items. A commercial furniture finance or lease plan enables your business to spread the cost of the item over an agreed period of time.

Commercial furniture finance can be helpful for a range of businesses but is often particularly lucrative for smaller businesses and startups looking to enhance their facilities without compromising their monthly cash flow.

Commercial furniture finance options  

At Anglo Scottish, we offer a range of commercial furniture asset finance and lease options. Our expert team will work with you to optimise your financing option to suit your business’s characteristics and goals.

The best arrangement for you will depend on a range of factors, most notably whether you would like to own the asset at the end of the agreement.

When you choose Anglo Scottish for your commercial furniture finance, our expert team will work with you to discuss the best options available for your business.

Our commercial furniture asset finance options include:

Commercial furniture hire purchase

Hire purchase is a type of finance that allows your business to spread the cost of your commercial furniture over a set period and own the asset at the end of the agreement.

Commercial furniture operating lease

An operating lease is an agreement that allows your business to get access to a piece of commercial furniture for a fixed period, without actually owning it.

Commercial furniture finance lease

A finance lease is similar to an operating lease in that you can use and benefit from an asset, without ownership. However, unlike an operating lease, a finance lease will appear on the balance sheet of your business.

As well as these traditional forms of asset finance, commercial finance solutions like a business credit card or small business loan can help support your business.

Benefits of commercial furniture finance

Commercial furniture finance can be a strong choice for businesses for a range of reasons.

By spreading the cost of your commercial furniture, your business can preserve working capital for other vital endeavours. This can be helpful from a budgeting standpoint and allow your business to plan your growth more accurately.

You’ll be able to enjoy a more regulated and consistent cash flow by spreading the cost into manageable monthly payments.

You’ll also be able to maintain a level of flexibility when it comes to upgrading your furniture. Commercial furniture lease arrangements, wherein your business does not own the furniture after the plan comes to an end, can be helpful should your existing furniture become damaged or broken.

Securing your commercial furniture finance

When you choose Anglo Scottish as your commercial furniture finance partner, securing your finance is quick and easy.

Thanks to our unique funding portfolio of over 70 funders, we can connect you with the best lending criteria to suit your business. We can usually offer a wider range of terms than the big banks and other traditional forms of funding.

To apply, simply decide on the item that your business needs to finance, then get in touch and let our expert team take care of the rest.

We’ll work with you to understand your business and its characteristics, connecting you with the perfect finance arrangement for your situation.



asset how it works_3 reach


Decide on the asset you need to help your business.


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Talk to us, our team fully understands your operational and managerial requirements and can help you find the best deal for you..


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We will run through all of your available options and find the right agreement that will meet your needs.



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Sign your document, once approved we’ll send you your documents to sign. After which we will transfer payment to your asset supplier

Final Checks

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We’ll do a final check to make sure everything is running smoothly, and you can start reaping the benefits of your new asset.


What are the benefits of leasing?

Leasing gives you the opportunity to get access to commercial furniture that you may not have been able to afford previously.

If you know that you’ll be looking to improve your furniture again at the end of your lease payments, a lease arrangement offers more flexibility than a hire purchase for the same item.

Can I get finance as a new startup company?

At Anglo Scottish, we know that no two finance applications are the same – and equally, no two startups are the same! In most cases, we can offer a wider range of financing options and credit ratings than the big banks, so get in touch to find out whether you’re eligible for finance.

Can I settle my finance agreement early?

It is usually possible to settle your finance agreement early. You’ll usually need to pay off the remaining balance or arrange an early repayment fee.

This will vary according to the finance agreement you have taken out – contact our team to learn more.