Why choose Anglo Scottish LCV finance?
When your customer is looking for a commercial vehicle, we can help. As experts in the automotive finance sector, we will find the best LCV finance deal that works for you and your customer.
We’re a unique hybrid funder/broker, which means we not only have access to an extensive network of funders, but we also provide our own lending solutions. This dual advantage empowers us to secure
deals that others simply can’t.
- Low APR%
- Manual underwriting
- 24–48hr average approval times
- Leading customer service
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We’re specialists in LCV financing, providing funding solutions to businesses of all sizes, from start-ups, sole traders and partnerships, up to corporate entities and limited companies.
Contact usRather speak to an expert immediately?
Call us on 0191 410 4776
Finance for all Commercial vehicles & Business types
We provide finance options for every commercial vehicle your customer needs, no matter their age or if they’re new or used, we’ve got you covered.
- Vans
- LWB vans
- Crew vans
- Mini buses
- Tipper body
- Luton’s
- Dropside
- Electric vans
- Modified vehicles
- Refrigerated vans
- Single vans or full fleets
All tier customers accepted from start-ups or businesses with challenging circumstances, to large scale corporations and everything in-between, and in almost any industry.
- Sole traders
- Partnerships
- Corporates
- Individuals
- New start
- Limited companies
With a flexible approach to supporting your customers, we offer competitive rates and different funding packages to suit every business model.
WITH A FLEXIBLE APPROACH TO SUPPORTING YOUR CUSTOMERS AND YOUR BUSINESS, OUR LCV FINANCE SOLUTIONS INCLUDE:
VAT Deferrals & Financed VAT
We offer an option to defer the VAT for up to 3 months from the date of the finance agreement. We can also provide the option to include the VAT in the total financed figure, offering further benefits to your customer and an easier sell to you.
Hire Purchase
Hire Purchase is a way to finance buying a new or used vehicle. The customer (usually) pays an initial deposit, followed by monthly instalments until the value of loan is re-paid, at which point ownership is transferred, we can offer up to 5-year agreements and with optional balloon. Sale & HP back is also available.
Finance Lease
We are able to offer up to a 5-year lease with a balloon, a product not usually available to dealers and is a great option for keeping costs low.
Personal Contract Purchase
Personal Contract Purchase loans are secured against the value of the van. Your customer will pay a small deposit followed by fixed monthly payments. The customer won’t own the van at the end of the contract, instead, they will be given the option to either return the vehicle or pay off a balloon payment to keep it, all while benefiting from a guaranteed residual value.
Contact Hire
A Contract Hire agreement allows your customer to use a vehicle and pay rental costs over time, with ownership retained by the leasing company. This is ideal for businesses needing vehicles without the commitment of ownership. At the end of the term, the vehicle is returned to the leasing company.
Partner with Anglo Scottish
It’s incredibly simple to work with Anglo Scottish, all we need is a name and a number and we can take it from there, but if you’d like to make our partnership official, we have a number of options.
Become an Anglo Scottish Introducer
Already FCA authorised? Great, we can support your team and help them to find the best deals available to your customers. As an introducer, we can help your
business further by:
- A selection of finance products with competitive rates and terms.
- Simplified process with printed & electronic documents.
- Overcome buying objections and increase sales.
Become an Anglo Scottish IAR
If you do not have your own FCA permissions, we can bring you under our authorisation so that you can become an Introducer Appointed Representative and introduce regulated business to us. This is beneficial in a number of ways.
01
Our expertise becomes yours, with our team serving as an extension of your sales team, allowing you to propose regulated business without needing to train or hire additional staff.
02
Getting authorised by the Financial Conduct Authority is time-consuming and costly, requiring regular reports and self-monitoring. As an Anglo Scottish IAR, we handle all of the regulations and compliance for vehicle finance, letting you focus on selling vehicles.
03
You’ll be given a specialist Anglo Account Manager who will be on hand to offer advice and support to your team. They’ll go the extra mile to make sure you and your customer receive the very best service and the most competitive deals on the market.
How we support your business with LCV Finance
Whether you chose to join us as an IAR or Introducer, we offer a suite of advantages tailored to accelerate your business growth.It’s incredibly simple to work with