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The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted in the vehicle finance market regarding Discretionary Commissions. We want to inform our customers that Anglo Scottish Asset Finance acts as a broker, not a lender, and if you believe you have been impacted by this issue, please contact your car finance lender. For further information, please click here

The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted

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Commercial Finance

Access tailored commercial finance for your business with Anglo Scottish, one of the UK’s most-trusted commercial finance brokers.

Rated ‘Excellent’ on Trustpilot with over 1000 reviews.

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Why choose Anglo Scottish as your commercial finance broker?

Our tailored business commercial finance services provide flexibility for established companies and startups alike.

We’re one of the UK’s leading business finance brokers, with more than 30 years’ experience.

Choose Anglo for:

  • Low APR%.
  • Manual underwriting.
  • 24–48hr approval time on average.
  • Reliable customer service.

Need help? Call us on 0191 410 4776

How to secure commercial finance for your business

Step 1

Talk to us

Tell us about your business and your long- and short-term goals.

Step 2

Get approved

We’ll work with our panel of lenders to create a commercial finance package that’s tailored to your needs.

Step 3

Sign

We’ll send you the documents to sign and transfer payment to your chosen funder.

Step 4

Benefit

Get quick access to capital, improve your cash flow and give your business the tools to grow.

Our clients say

Fantastic

Great company. Extremely professional, yet easy to talk to. Stuck with me as a customer through a long process and the same guy (Jack Vaulks) helped me start to finish. Can't fault the process, the support, and the understanding. Everything explained calmly over and over again at times!!! Not an ounce of patience wavered.

Joanne

Great Service

Would highly recommend. I dealt with Dan Gowland who made the experience slick and painless with absolutely no hassles. As a new start up business, I was sceptical about being approved for finance, but Dan sorted it easily. Would definitely use again.

Shaun Smith

Cannot give enough credit

Cannot give enough credit, so so helpful. There were so many complications to my claim and Amber made it an absolute breeze for me. Nothing was a problem for her, and she went out of her way to make sure I had as little as possible to do. Would 10000% recommend. Great experience thanks to Amber

Lee Hackett

Why use a commercial finance broker?

If your business needs an influx of cash, commercial finance offers a hugely valuable facility. However, any commercial finance agreement, whether long- or short-term, should be optimised to provide maximum busine…

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Choosing the right commercial finance agreement

Our range of business commercial finance services include:

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Commercial Lending

Commercial loans to help your business grow. Tailored terms available for established businesses, startups and more. .

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Invoice Finance

Take control of your cash flow with short-term invoice finance agreements, releasing up to 90% of the value of existing customer orders.

Asset Finance

Bridging Finance

Get rapid access to funding and take advantage of time-critical business opportunities – accessible in just 48 hours.

Development Finance

Fund the construction, development or renovation of commercial properties with development finance. Also suitable for financing house-building endeavours.

Employees and Customers in Warehouse

Trade Finance

Cash flow support for importers, exporters and wholesalers, allowing you to fulfil orders without being reliant on supplier payment.

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R&D Tax Claims

R&D tax credits can improve cash flow and free up funds, which can then be reinvested to purchase assets or support your company’s growth strategy.

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Commercial Mortgages

Long-term commercial mortgages for your business premises, covering new purchases, property extensions and refinancing.

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Cashflow Funding

Balance seasonal peaks and troughs in commercial liquidity with cash flow funding.

Business Credit Cards

We’ve partnered with Capital on Tap to provide a business credit card designed to make the lives of small businesses better.

Choosing the right commercial finance broker

When you choose Anglo Scottish, you can benefit from our:

Wide range of commercial finance solutions
Our access to both traditional and alternative sources of funding makes us the best commercial finance c…

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What is commercial finance?

At Anglo Scottish, our commercial finance services cover a range of external financial options available to businesses, designed to help them fund operations and grow.

For startups and established companies that wish to gr…

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Commercial finance benefits

Businesses that utilise commercial finance can reap a range of benefits:

  • Near-instant access to capital
  • Consistent cash flow
  • Ability to grow quicker
  • Enjoy economies of scale
  • Grasp new opportunities
  • Balance financial sheet…
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Commercial finance FAQs

What is used as collateral for commercial finance?

Your business can use a range of assets as collateral to secure your commercial finance agreement, such as property, business assets and equipment, inventory and other financial assets like stock and bonds.

Find out more about secured vs unsecured loans.

Different types of commercial finance may require different forms of collateral. Find out more about secured bridging finance.

A business loan is just one type of commercial finance – but some of the more specialised forms of commercial finance we offer, such as invoice finance, aren’t strictly considered to be a business loan.

If you require finance to purchase a specific asset for your business, one of our dedicated asset finance agreements might be better-suited to you.

Usually, the interest and fees associated with your commercial finance agreement are considered tax-deductible business expenses, while the principal repayment of the capital itself is not.

Discuss with your accountant for full clarity.

Because of the consistently monthly repayments associated with a commercial finance agreement, commercial finance is often used to help businesses establish a more consistent cash flow in the face of seasonality and other fluctuations.

Commercial finance is not usually regulated by the FCA, which typically focuses on consumer finance arrangements or asset finance. However, other forms of finance, like asset finance, are overseen by the FCA.

Anglo Scottish is an FCA-approved vendor.

Contact us

Interested in securing commercial finance with Anglo Scottish? Our expert team is on hand to provide any information you might need.

Get in touch today to find out more about the services we offer.

From Range Rovers to Rotavators We finance 99% of requests. We can finance it.

Call 0191 410 4776Us