We’ve partnered with Fleet Alliance to support your business with bespoke asset and vehicle finance.
We’re an experienced finance broker, offering the broadest range of capital financing solutions for businesses of all sizes and statuses. We pride ourselves on our in-house knowledge of asset and commercial finance solutions, as well as private vehicle finance. Our team has decades of experience helping our customers find the right finance deal to suit their needs and requirements.
Our aim is to provide you with the most cost-effective asset finance solutions from finance leases to hire purchase finance to help your business to reach its full potential, our specialist team are all experts in their field and will be able to help and guide you to the best funding solutions for your requirements.
Need help? Call us on 0191 410 4776
WHAT IS ASSET FINANCE?
Asset finance is a flexible funding solution for businesses to access equipment machinery and vehicles they require to help their business grow, without compromising cashflow.
It can be used to fund both new and used assets including, machinery, vehicles, technology, and many other tools.
DIFFERENT TYPES OF ASSETS
Hard Assets: A hard asset refers to a tangible asset or resource with significant value. Examples of hard assets are vehicles, machinery, and plant equipment.
Soft assets: Soft assets are those generally differentiated from hard assets such as plant and machinery, vehicles, and commercial property, but which typically have little or no resale value, including I.T equipment, Telecoms, security equipment, catering equipment, and many more. Soft assets can also include intangible assets such as software and can be supported with a soft asset lease.
We’re delighted to be able to offer Fleet Alliance customers a number of different solutions.
DIFFERENT TYPES OF AGREEMENTS
Hire Purchase
Hire Purchase (HP) is a type of finance that allows your business to buy vehicles or assets outright without having to pay the whole amount in one go. Hire purchase allows your business to spread the cost of your investment over the life of the asset, making it easier to budget.
Operating Lease
An Operating Lease is an agreement that would allow your business to use an asset for a fixed period, but you won’t own the asset. It is a form of “off-balance-sheet financing” that allows businesses to use assets over a fixed time period without the responsibilities of ownership.
Finance Lease
A Finance Lease is similar to an Operating Lease, in which you can use and benefit from an asset without ownership, but the main difference is that with a Finance Lease, the asset does appear on the balance sheet of your business.
Refinance
In addition to traditional asset financing, we can also offer refinancing or capital release. Refinancing your business assets is a quick and efficient way to access equity from your existing assets to use elsewhere within your business.
In addition to typical Asset Finance, we are also able to offer comprehensive vehicle finance at exceptionally low rates. This includes:
Car Finance
We offer competitive rates on both new and used cars, so whether you’re looking for a practical family car, a “hot hatch”, or a reliable SUV, we can help.
Caravan, Motor home, and Campervan Finance
If you’re looking for a caravan, campervan, motor home, or even a luxury lodge, we can help. We have a number of caravan and motorhome finance options to suit all requirements.
Motorcycle Finance
Whether you’re looking to beat the traffic on your morning commute, tear around racecourse on track days, or explore the countryside on a touring bike, we can help with motorcycle financing options.
Prestige Car Finance
We’re experts in funding vehicles from £25,000 all the way up to £1 million and above and offer bespoke packages and tailored support to assist you throughout the buying process.
Decide
Decide on the asset you need to help your business grow
Talk
Talk to us, tell us about your business and the asset you wish to acquire
Reach
We will reach out to our panel of lenders on your behalf to gain approval
Sign
Sign your document, once approved well send your documents to sign. After which we will transfer payment to your asset supplier
Final Checks
We’ll do a final check to make sure everything is running smoothly, and you can start reaping the benefits of your new asset