The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted in the vehicle finance market regarding Discretionary Commissions. We want to inform our customers that Anglo Scottish Asset Finance acts as a broker, not a lender, and if you believe you have been impacted by this issue, please contact your car finance lender. For further information, please click here

The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted

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Asset Finance

When you Need It

We’re working with EQUIPMENT-SALES  and EuroAuctions to help you purchase assets at auction quickly and efficiently.


If you are hoping to purchase a tractor, or large asset at auction please contact us in advance to discuss your needs and requirements. Our team is on hand to help you access the best finance agreement available to make sure that the funds can be made available quickly after the auction has ended.

Read our blog, Purchasing Assets at Auction: What you need to know.

To find out more and to discuss our Asset Finance and Commercial Finance Solutions, get in touch with one of our dedicated team members:

Tel: 0191 410 4776

Email: Enquiries@angloscottishfinance.co.uk

Benefits of Asset Finance:

  • Spread the cost and manage cashflow
  • Access the latest machinery and equipment
  • Quick and easy process to finance new equipment
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Need help? Call us on 0191 410 4776


Asset finance is a flexible funding solution for businesses to access equipment machinery and vehicles they require to help their business grow, without compromising cashflow.

It can be used to fund both new and used assets including, machinery, vehicles, technology, and many other tools.


Hard Assets: A hard asset refers to a tangible asset or resource with significant value. Examples of hard assets are vehicles, machinery, and plant equipment.

Soft assets: Soft assets are those generally differentiated from hard assets such as plant and machinery, vehicles, and commercial property, but which typically have little or no resale value, including I.T equipment, Telecoms, security equipment, catering equipment, and many more. Soft assets can also include intangible assets such as software and can be supported with a soft asset lease.

We’re delighted to be able to offer Fleet Alliance customers a number of different solutions.


Hire Purchase

Hire Purchase (HP) is a type of finance that allows your business to buy vehicles or assets outright without having to pay the whole amount in one go. Hire purchase allows your business to spread the cost of your investment over the life of the asset, making it easier to budget.

Operating Lease

An Operating Lease is an agreement that would allow your business to use an asset for a fixed period, but you won’t own the asset. It is a form of “off-balance-sheet financing” that allows businesses to use assets over a fixed time period without the responsibilities of ownership.

Finance Lease

A Finance Lease is similar to an Operating Lease, in which you can use and benefit from an asset without ownership, but the main difference is that with a Finance Lease, the asset does appear on the balance sheet of your business.


In addition to traditional asset financing, we can also offer refinancing or capital release. Refinancing your business assets is a quick and efficient way to access equity from your existing assets to use elsewhere within your business.

Sectors We Work In

View All Sectors

We can provide Asset Finance for any circumstance across a range of sectors including:

In addition to typical Asset Finance, we are also able to offer comprehensive vehicle finance at exceptionally low rates. This includes:

Car Finance

We offer competitive rates on both new and used cars, so whether you’re looking for a practical family car, a “hot hatch”, or a reliable SUV, we can help.

Caravan, Motor home, and Campervan Finance

If you’re looking for a caravan, campervan, motor home, or even a luxury lodge, we can help. We have a number of caravan and motorhome finance options to suit all requirements.

Motorcycle Finance

Whether you’re looking to beat the traffic on your morning commute, tear around racecourse on track days, or explore the countryside on a touring bike, we can help with motorcycle financing options.

Prestige Car Finance

We’re experts in funding vehicles from £25,000 all the way up to £1 million and above and offer bespoke packages and tailored support to assist you throughout the buying process.


asset how it works_1 decide

Decide on the asset you need to help your business grow


asset how it works_2 talk

Talk to us, tell us about your business and the asset you wish to acquire


asset how it works_3 reach

We will reach out to our panel of lenders on your behalf to gain approval


asset how it works_4 sign

Sign your document, once approved well send your documents to sign. After which we will transfer payment to your asset supplier

Final Checks

asset how it works_5 final checks

We’ll do a final check to make sure everything is running smoothly, and you can start reaping the benefits of your new asset

Maximising Asset Finance for Transport Businesses

Discover how asset finance can turbocharge growth and efficiency in your transport business, ensuring a smoother ride towards financial stability.

Driving Change: The Evolution of Electric Car Charging Infrastructure

Explore how the landscape of electric vehicle charging stations is rapidly transforming, paving the way for a greener future on the roads.

You Can Finance That? The Weirdest Assets Funded Over The Years.

It might surprise you, but asset finance isn’t all diggers and tractors, although we do finance a lot of them. We can actually finance almost anything (within reason), and in the past 17 years, we’ve certainly seen our fair share of odd assets.