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The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted in the vehicle finance market regarding Discretionary Commissions. We want to inform our customers that Anglo Scottish Asset Finance acts as a broker, not a lender, and if you believe you have been impacted by this issue, please contact your car finance lender. For further information, please click here

The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted

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The Ultimate Classic Car Buying Guide for Beginners

29th August 2024

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Feeling nostalgic? Step into the world of classic cars, where every vehicle tells a story. This guide will equip you with all the necessary tools to make an informed and inspired purchase.

Understanding the Allure of Classic Cars

Classic cars represent more than just a mode of transportation; they are artifacts of automotive history. Each classic car carries with it the design ethos, technological advancements, and cultural significance of its era.

Owning a classic car is akin to owning a piece of history. Enthusiasts are drawn to the craftsmanship, unique designs, and the nostalgia that these vehicles evoke. Whether it’s the sleek lines of a 1960s muscle car or the elegant curves of a 1950s roadster, classic cars offer a timeless appeal that modern vehicles often lack.

Essential Tips for Evaluating a Classic Car’s Condition

When evaluating a classic car, it’s crucial to conduct a thorough inspection. Start with the exterior: check for rust, paint condition, and body panel alignment. Rust can be particularly detrimental, so look closely at the undercarriage, wheel wells, and other areas prone to corrosion.

Move on to the interior: assess the condition of the upholstery, dashboard, and gauges. Original parts are often more valuable, but they should be in good condition. Finally, inspect the mechanical components. A test drive can reveal issues with the engine, transmission, and suspension. If you’re not confident in your assessment, consider hiring a professional appraiser.

Navigating the Financial Aspects of Classic Car Buying

Purchasing a classic car involves more than just the initial price tag. Budget for ongoing maintenance, insurance, and potential restoration costs. Classic car insurance differs from standard auto insurance and often includes agreed value coverage, which can better protect your investment.

It’s also wise to be aware of market trends. Classic car values can fluctuate based on factors like rarity, historical significance, and condition. Research recent sales of similar models to ensure you’re paying a fair price. Financing options may be available, but terms can vary, so shop around for the best deal.

Where to Find Your Dream Classic Car

There are several avenues to explore when searching for a classic car. Online marketplaces and auction sites are popular options, but be cautious and verify the credibility of the seller. Classic car shows and auctions provide opportunities to see vehicles in person and connect with other enthusiasts.

Joining a classic car club can also be beneficial. Members often have insider knowledge and may know of vehicles for sale that aren’t listed publicly. Local classifieds and automotive publications can also yield hidden gems. Regardless of where you search, always perform due diligence before making a purchase.

Maintaining Your Classic Car Post-Purchase

Owning a classic car requires ongoing care to preserve its value and functionality. Regular maintenance, including oil changes, brake inspections, and fluid checks, is essential. Using period-correct parts for repairs and restorations can help maintain authenticity.

Storage is another crucial aspect. Ideally, store your classic car in a climate-controlled environment to prevent rust and deterioration. If that’s not possible, invest in a high-quality car cover and consider periodic professional detailing. Lastly, driving your classic car regularly can help keep mechanical components in good working order and prevent issues caused by prolonged inactivity.

 

If you’d like to purchase a classic car please reach out to our finance experts to find the best finance deal to meet your requirements.


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