Vehicle Finance Solutions

Anglo Scottish can provide funding solutions to all your vehicle needs – cars, vans and commercial vehicles. Our funding options include:

Contract Hire

Drive brand new vehicles without having to make a significant financial outlay, spreading the cost over a set period of time. With fixed monthly payments, the ability to pool mileage across the fleet and no concerns about disposal or depreciation, budgeting for fleet costs becomes simple. Servicing and maintenance and tyres can even be included for added peace of mind. At the end of the agreement, you simply hand back the vehicle. Find out more about contract hire options and deals.

Business Contract Purchase / Lease Purchase

You make a fixed monthly payment based on a fixed contract term and an anticipated mileage. A final payment is set at the beginning of the contract based on the predicted future value of the vehicle at the end of the contract. At the end of the payment period, you can either buy the vehicle, sell the vehicle and settle the residual amount or simply return it to us (business CP only).

Hire Purchase

Hire purchase is a type of asset finance solution that brings you exceptional flexibility. We can provide a hire purchase solution that suits you, with flexible deposits and fixed monthly payments.

Finance Lease

Reducing your upfront costs, we can tailor your rental payments to match your cash flow. Choose fixed or variable interest payments to suit your needs. Highly tax efficient, you pay VAT on the rental payments, not the purchase price, plus you can normally offset payments against your taxable profit.

Outright Purchase

Anglo Scottish has access to excellent manufacturer discounts and can source your vehicles at very competitive prices.

Personal Contract Purchase (PCP)

A popular form of car finance which bring flexibility and freedom of choice. At the start of the contract you pay an initial ‘deposit’ followed by fixed monthly instalments. At the end of the contract there is a final balloon payment (set out at the start of the contract) which is due if you wish to keep the car, although this isn’t the only option. If you don’t wish to pay the final balloon and take ownership of the vehicle, you can simply return the car or use any equity in the car to build into a contract for a new car.

Personal Lease 

Personal leasing offers drivers who do not want to own their car the opportunity to benefit from a company car experience, but without the cost of a taxable benefit. Personal Contract Hire allows the driver to make fixed monthly payments that can include routine servicing, maintenance, annual road fund licence, tyre replacement and roadside assistance.

Personal leasing can be a good option for staff who have chosen to take a car allowance, or for those who are not eligible for a company car.

Refinance your current fleet 

Release equity from your existing fleet with no disruption to current vehicles with our sale and leaseback facility.